Finigenie
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Utility Management

Every utility bill. Paid. Tracked. Reconciled.

The definitive fintech stack for architects and business owners to manage multi-regional utility expenses with automated precision.

Utility Management

Finance teams shouldn't chase bills manually.

We eliminated the friction of manual utility management so you can focus on architectural excellence.

No more login hopping across multiple provider portals.

Eliminate late fees with automated detection and payment.

Unified reconciliation for multi-location operations.

Finance Features

Engineered for Efficiency

Four steps to fully automated utility management.

01

Upload/Integrate

Connect your utility accounts or bulk upload invoices via email or API.

02

Auto-detect

Our AI agents scan for new bills and verify biller details automatically.

03

Pay Instantly

Funds are dispatched instantly through BBPS or global rails.

04

Reconcile

Categorized transactions sync directly with your accounting ERP.

GLOBAL CONNECTIVITYINDIA NPCI INTEGRATEDUAE AI-ENABLED AGENTSGLOBAL MULTI-RAIL PAYMENTS

India Edge

Direct integration with Bharat Bill Payment System (BBPS) for over 20,000+ billers nationwide.

Biller Coverage100%
Settlement TimeT+0

UAE Edge

AI agents for DEWA, ADDC, SEWA, free zone bills & rent — Dubai, Abu Dhabi & Sharjah.

AI VerificationEnabled
Multi-currencyAED/USD

WHO IT'S FOR

Built for Every Stakeholder

Architect Pay delivers tailored experiences for every department, enabling finance, operations and leadership teams to work together with complete financial visibility.

Finance Teams

Gain real-time visibility into expenses, automate approvals, and reconcile payments effortlessly.

Business Owners

Optimize cash flow, eliminate manual processes, and make faster financial decisions.

Property Managers

Track utility bills, rent payments, and expenses across hundreds of properties.

Operations

Scale processes with automation, APIs, and centralized operational control.

UAE BillersDEWAADDCSEWAFree ZonesRent Payments

Reconcile With Your ERP, Automatically

Connect Architect Pay with your existing accounting software or ERP platform. No manual exports, no duplicate entries—just seamless synchronization.

Accounting

Tally
Zoho Books
SAP
Oracle

Custom

REST API
SDK
Webhooks
Your stack, your rules — Open APIs & SDKs for effortless integration.

Bulk Payments

Pay thousands of bills in a single click without manual entry.

Smart Automation

Set rules to auto-pay recurring bills under defined thresholds.

Cashback & Rewards

Earn treasury-grade rewards on every bill payment transaction.

Auto Reconciliation

2-way sync with Tally, Zoho Books, SAP, Oracle & custom ERPs via SDK & APIs.

Stop paying bills one by one.

Join thousands of architects and finance leaders who have reclaimed their time with Architect Pay.

Got Questions?

Everything you need to know about Finigenie. Can't find the answer? Talk to our team.

How does Architect Pay connect to my utility providers?

You can connect your utility accounts directly through our platform or bulk upload invoices via email or API. Architect Pay is integrated with BBPS (Bharat Bill Payment System) in India, covering 20,000+ billers, while AI-powered agents in the UAE handle DEWA, ADDC, SEWA, free zone bills, and rent across Dubai, Abu Dhabi, and Sharjah. No more logging into multiple provider portals.

When do bills actually get paid?

Bills are paid instantly. Once you upload a bill or our AI automatically detects it, funds are dispatched immediately through BBPS in India or global payment rails in the UAE. Same-day (T+0) settlement ensures you never miss a payment deadline or incur late fees.

Can this integrate with my accounting software?

Yes. Architect Pay integrates seamlessly with Tally, Zoho Books, SAP, Oracle, and custom ERP systems. Transactions are categorized automatically and synchronized through two-way sync for effortless reconciliation. REST APIs, SDKs, and webhooks are also available for custom integrations.

What if I have properties across multiple locations?

Architect Pay is designed for multi-property management. Whether you manage residential, commercial, or mixed portfolios, you can monitor utilities across hundreds of units from a single dashboard. Bills are automatically unified, tracked, and reconciled, giving you complete visibility across your portfolio.

Can I automate recurring bills?

Absolutely. Configure rules to automatically pay recurring bills based on your preferred thresholds. Once set up, recurring payments such as rent, electricity, and water bills are processed automatically without manual intervention, while you remain in full control of payment rules.

Do I earn anything on these payments?

Yes. Architect Pay offers cashback and treasury-grade rewards on every eligible bill payment. In addition to automating payments, you can pay thousands of bills in a single click while earning rewards on your regular business expenses, helping reduce operational costs and maximize returns.

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Calculate Your ROI

Make informed investment decisions with our advanced ROI calculator.

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