From fragmented ledgers.
To total financial clarity.From fragmented ledgers.
To total financial clarity.

Finigenie is a unified B2B payment and finance platform for CFOs, finance teams, and treasurers managing cash flow across multiple corridors and payment methods. It unifies outbound payments, inbound collections, reconciliation, and working capital tools into one dashboard — replacing the 5-7 separate tools most finance teams juggle today.

Bank portals are typically built around wire transfers alone, with multi-day settlement and manual reconciliation. Finigenie supports 10+ payment rails with settlement from 15 minutes to same-day, automated reconciliation, real-time visibility, and local payment methods across 100+ countries — all from one dashboard.

No. Finigenie is a technology platform that facilitates payments through regulated partner banks and financial institutions. Your funds are held in segregated accounts with our partner banks — Finigenie never holds or controls customer funds directly.

Finigenie operates across 100+ countries, with particular strength in the India-UAE-GCC corridor. We support 12+ major currencies including INR, AED, USD, EUR, and GBP, with additional coverage across Europe, North America, and Africa via partner networks.

Three main ones: fragmented cash flow visibility (finance teams often lose 15+ hours a week cross-checking invoices, statements, and reconciliation), slow collections (industry-average payment cycles run 45 days), and high international payment costs. Finigenie centralizes visibility, accelerates collections through multi-rail payment links, and reduces payment costs through smarter rail selection.

Finigenie auto-matches transactions to invoices overnight with high first-pass accuracy, flags only the exceptions for review, and syncs directly with your ERP. Most finance teams go from a multi-day manual reconciliation process to same-day closing.

Finigenie supports 10+ payment methods, including stablecoins for fast settlement, local instant rails (NEFT, UPI, SEPA, ACH), same-day local networks, card networks, and traditional wire transfers where still required — automatically recommending the best method for each transaction based on urgency and cost.

Yes. Finigenie doesn't lock you into any single method. Wire transfers remain available for large, infrequent payments or regulatory edge cases — most customers use them for a small fraction of their total payment volume, relying on faster local rails or stablecoins for the rest.

Finigenie removes common payment friction — customers can pay via their preferred method (UPI, card, SEPA, wallet, bank transfer) through a single link, with automated smart reminders and instant reconciliation once payment is received. This typically cuts payment cycles significantly and reduces manual follow-up.

Finigenie handles this automatically — a digital wallet can be issued instantly for customers without one, or payments can route to a standard bank transfer. Customers can also choose the local payment method most familiar to them, depending on their country.

Finigenie can receive payments in the currency your customer sends, hold them in a virtual multi-currency account without immediate conversion, and let you convert on your own timeline — helping avoid repeated FX conversion costs when you have upcoming payments in the same currency.

Finigenie operates through regulated partner banks and licensed financial institutions across the markets we serve, including compliance frameworks in the UAE and India. All transactions go through AML/KYC screening and sanctions checks, and full audit trails are available for regulatory review.

Finigenie offers native integrations with major ERPs including SAP, Oracle, NetSuite, Tally, and Zoho, typically live within 3-7 days depending on the system. Custom integrations are also available via API for other platforms.

Yes. Finigenie is modular — most businesses start with core payment execution, then add collections, reconciliation automation, and working capital tools over the following months as needed. There's no requirement to implement everything at once.

Sign up online, connect your primary bank account, and you can run your first transaction within 24 hours. Most businesses are fully onboarded — including reconciliation and any ERP integrations — within 7 days.