The Complete Global Payments Stack. Right Here.
Pick your rail. Send your payment. It's that simple.
Wire transfers take 3 - 5 business days
Real-time settlement visibility with instant confirmation
FX rates are never what you were quoted
Transparent FX with rate lock at invoice creation
Reconciliation eats your finance team's week
Auto-reconciliation with ERP sync
Why Businesses Choose Finigenie to Pay Globally
Every Rail, One Roof
Virtual accounts, stablecoins, and card payments — all connected, all reconciled, all in one place.
No Bank. No Problem.
Skip the branch visits, the paperwork, and the approval queues. Global payments without the traditional banking friction.
Your Recipient, Covered
No crypto wallet? We issue one. No virtual account? We set it up. Your vendors are never the bottleneck.
Built for Where You Do Business
India. UAE. Beyond. Local compliance baked in, multi-currency ready, global rails that work for your market.
Settled Like Email.
Backed Like a Bank.
TradePay runs on regulated stablecoin rails — not SWIFT queues. Full settlement finality in minutes, avoiding the "black box" of correspondent banking.
- No correspondent bank delays
- No SWIFT message queuing
- Settlement finality in minutes
Built on Noxxo stablecoin infrastructure
Tailored for High-Volume Trade
Construction
Ensure timely materials delivery by paying overseas suppliers the moment a milestone is approved.
Textiles
Lock in fabric prices instantly. Eliminate currency volatility between order and shipment.
FMCG
Optimize working capital by reducing the cash-conversion cycle for fast-moving consumables.
Re-export
Seamlessly bridge payments between India origins and African destinations through UAE hubs.
Regulated Settlement.
Real-Time Transparency.
Zero Compromise.
Licensed under DED UAE
Fully regulated financial entity with local DED licensing and RAKEZ oversight.
India-Compliant
Adheres to RBI master directions and local regulatory frameworks for cross-border flows.
Bank-Grade Encryption + Noxxo Security
AES-256 military security with Noxxo-powered digital asset custody and institutional-grade protection.
Full Audit Trail + Blockchain Records
Exportable ledger for regulators with immutable blockchain-based transaction verification.
"We were losing money we didn't even know was leaving. Finigenie fixed that — $180K in annual cash leaks closed, and our collections finally run the way they should."
Mulk International
UAE-Based Global Conglomerate
Currency and Regulatory Coverage
Local rails in every major market
We abstract the complexity of local banking networks into a single API.
Real-time node monitoring across 5 continents
Virtual Account Coverage
Collect and send globally using local bank rails. Your vendors see a familiar local bank account, you see one unified dashboard.
Local Currency Account
USD Account
Account Number
XXX XXX XXX XXXX
Routing Number
XXXXXXXXX
Real-time Ready
Webhook connected to your partner bank.
Local Rails in Every Major Market
Europe
European Union
United Kingdom
MENA & Africa
UAE
Kenya
Nigeria
Americas
USA
Brazil
Primary Regulated
Partners
Australia
AUSTRAC Regulated Financial Institution
UAE
VARA Virtual Assets Regulatory Authority
Kenya
UBA Bank - Central Bank of Kenya Authorized
Lithuania
Bank of Lithuania EMI License Holder
100% Audit Ready
Automated compliance tracking for every cross-border transaction.
Banking Partners Available Licenses
Connected through the world's most trusted regulatory frameworks to ensure your capital remains secure.
Singapore
MAS AuthorizedSpain
Banco de EspañaIndia
RBI CompliantNigeria
CBN LicensedVietnam
SBV AuthorizedUganda
BOU RegulatedUK
FCA LicensedHong Kong
HKMA CompliantUSA
FinCEN MSBMANY MORE
Three Steps to Hours, Not Days
1. Connect Systems
Securely link your existing ERP and banking infrastructure with a single API integration.
2. Automate Reconciliation
AI-powered matching engines identify every transaction across both Indian and UAE markets instantly.
3. Real-time Visibility
Access your unified audit trail and blockchain-backed records on a central dashboard.
Got Questions?
Everything you need to know about Finigenie. Can't find the answer? Talk to our team.
Most payments settle in hours rather than days — our average settlement time is 4 hours across the India-UAE-Africa corridor. This compares to the typical 3-5 day wait with traditional SWIFT transfers.
We support 14+ currencies with primary strength across the India, UAE, and Africa corridor. Coverage also extends to major currencies including USD, EUR, and GBP for broader international trade.
Rates are shown transparently before you confirm a transfer, and can be locked in at the time of invoicing rather than at the time of payment — protecting your margin from currency fluctuations between invoice date and settlement.
Yes. Payments are processed through regulated banking and financial partners, with compliance aligned to relevant frameworks including RBI guidelines in India and CBUAE regulations in the UAE. Full audit trails are available for every transaction.
Costs vary by corridor and payment method, but are significantly lower than typical bank wire spreads. Exact pricing is shown upfront before you confirm any transaction — no hidden markups.
Yes. Multi-currency virtual accounts let you receive funds in the sender's currency without needing a local bank account in every country you trade with, and you can choose when to convert to your home currency.
The platform is built for high-volume enterprise treasury operations, with a 99.97% uptime SLA and real-time transaction visibility, so finance teams can rely on it for regular, recurring international payment volume.
Sign up, connect your business details, and you can begin processing international payments the same day. Most businesses are fully onboarded — including compliance verification — within a few business days.
Get Your Corridor Analysis.
See how much time and capital you could save this month.
Takes 2 minutes. A Finigenie trade finance specialist will follow up.
Insights from Industry Leaders
What experts are saying about global payments and trade finance
Shovankar Roy
Founder & CEO, Finigenie
Finigenie
B2B Payment Solutions
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