MERCHANT BENEFITS

Invoice Discounting
(48-Hour Payout).

Get faster cash flow with instant invoice discounting. Access up to 80% of invoice value within 48 hours. No need to wait for customer payment cycles. Strengthens working capital and improves liquidity.

Application for
Term Loan.

Easy access to business term loans via the BPSP portal. Streamlined digital documentation and quick approvals. Loans tailored to business turnover and credit history. Helps scale operations or bridge short-term gaps.

Rental Payments via Credit
Card (For Non-Card-Accepting Partners).

Enable customers to pay rent via credit card even if landlords don’t accept cards. We process and transfer funds directly to the landlord’s bank. Helps users earn credit card points and manage cash flows. Secure and convenient for both merchants and partners

Perks & Incentives Payout
via Credit Card.

Distribute staff bonuses, commissions, or incentives via card. No need for cash or bank transfers – it's instant and trackable. Improves transparency and speeds up internal payouts. Boosts employee satisfaction and financial access.

Vendor Payment
Automation.

Automate vendor payments using your credit card seamlessly.Ensure timely settlements and maintain strong supplier relationships.Helps optimise cash flow by using credit cycle benefits.No more manual transfers or follow-ups – it's fast and efficient

Subscription and
SaaS Billing.

Pay for your recurring software and service subscriptions with ease.Avoid service disruptions through automated, on-time payments.Track all digital service expenses in one central dashboard.Ideal for modern businesses relying on multiple SaaS tools

Analytical
Dashboard.

Get a 360° view of your business cash flow and payment activity.Track expenses, monitor trends, and predict financial needs.Use real-time insights to make smarter financial decisions.Simple, intuitive interface designed for business owners, not accountants

BNPL for
Business.

Buy Now Pay Later option tailored for B2B purchases.Access high-value goods or services without upfront strain.Split payments over time while preserving working capital.Boosts procurement power and builds supplier trust.

Smart Split
Payout with Easy.

Split Payout lets you divide a single payment across multiple recipients or accounts instantly. Ideal for marketplaces, food delivery app, partner commissions, or shared expenses. Automate and streamline complex payouts with full control and transparency.

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Finigenie streamlines your business expenses, fuelling sustainable financial growth.